The pandemic presented challenges to businesses across all sectors, and the financial and insurance industries were no exception. According to researchers at BAE Systems Applied Intelligence, 74 percent of banks and insurance providers have experienced a rise in cyber crime since the onset of the pandemic. That increase is likely no accident, as researchers also discovered that budgets for IT security, cyber crime, fraud, and risk departments were reduced by 26 percent between 2020 and 2021. These statistics underscore how important it can be for individuals to take added measures to protect their financial accounts. Routinely changing PIN numbers and passwords, utilizing two-factor authentication and avoiding the use of public Wi-Fi when accessing online and mobile banking platforms are some simple and effective ways for individuals to protect their financial accounts from hackers and other cyber criminals